Apni Chatt Apna Ghar Scheme
PMT Score: Apni Chhat Apna Ghar has been programmed. As every person living in Punjab who does not have his own house has been announced by Chief Minister Punjab Maryam Nawaz to give a loan to build a house. If you don’t have your own house, you have a five-phase land or a 10-phase land.
So you can easily get a loan of 15 lakh rupees by registering yourself in the Chhat Apna Ghar scheme launched by Chief Minister Punjab Maryam Nawaz. This article will help you a lot to get this loan so it is mandatory for you to read it completely.
What is PMT Score?
What is PMT Score Let me tell you that unless your PMT score is at least 30% then you will not be given a loan of 15 lakh rupees by the Punjab Government through the Apni Chhat Apna Ghar program. The BMT score is actually a poverty score. Which is known only after you do the survey. If you have done your own survey, you will know the poverty score from the Benazir Income Support Program or the Education Office.
So when you check that your poverty score is 25% or less than 30% then you will be able to get this loan easily. You have to register yourself and get a loan of Rs 15 lakh to build your house. If you have five-phase land in an urban area and ten-phase land in a rural area then you can take this loan.
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PMT Score Less than 30%
How will your PMT score be less than 30%? To check this your monthly income is checked. How much is your monthly income if your monthly income is more than 50 thousand? So you will not be given a loan through this scheme and your monthly income is less than 50 thousand.
And if it is more than 30 thousand then this loan will be given to you. Even people with less than 30 thousand are not being given this loan because the seven-year instalments of this loan will be monthly at 14 thousand rupees. So the loan will be given to those people who can manage their house well and can repay the loan.
You Can Read More Info: Registered Your Self In Apni Chhat Apna Ghar Scheme 2024
Get a 15 Lakh Loan After Registration
Let you know that you will be able to take a loan of Rs 15 lakh only after your registration. How you have to register and where you have to register is below procedure. You will not be given this loan until your registration is complete.
To avail of this loan you must first verify your registration. You also have to verify your eligibility, the eligibility will be checked regularly. After that, your registration will be confirmed. The registration procedure is very easy which is explained to you below.
Registration Procedure for Apni Chatt Apna Ghar Scheme
How can you register yourself in the Apni Chhat Apna Ghar Program? Registering in this scheme is very easy but you must ensure your eligibility. Once your eligibility is checked, you can proceed with your registration without any hassle. Because you are registered in this program only when your eligibility is verified.
So to register you will visit the Bank of Punjab, where you will find a separate desk. You should see it written there Apni Chhat Apna Ghar Program Help Desk. You have to go there and verify your registration.
The representative will ask you for information, which you must provide and you will be made a part of the program.
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Eligibility Criteria for this Scheme
As you have read this entire article your eligibility is verified before registering. Why eligibility verification is done because people who are eligible for this loan. Only they should be given this loan if you are not eligible then you will not be given this loan. So for this check your eligibility is verified you need to be Punjabi to verify your eligibility.
It means you are a resident of Punjab. Also, if you have not taken a loan from any bank, then you have already paid it back. Your monthly income should be more than 30 thousand and less than 50 thousand. You must have personal land also if you don’t have personal land then you will not be given this loan.
Final Words
If you have read the information given in this article completely, you will be able to complete your registration easily. Chief Minister Punjab Maryam Nawaz also said that only the person living in Punjab, their family will be part of this scheme which lives in Punjab.
There is no criminal case if you have an open account in the bank and you took a loan but did not repay the loan. Even if you are on the defaulter list, you will not be given a loan through this scheme. Chief Minister Punjab Maryam Nawaz is giving a loan of 15 lakh rupees.
FAQs
What is the Apni Chhat Apna Ghar Scheme?
Apni Chhat Apna Ghar is a housing loan program launched by Chief Minister Punjab Maryam Nawaz for people who do not own a house, offering up to 15 lakh rupees to build a home.
What is the PMT Score and why is it important?
PMT Score is a poverty score required to qualify for a loan. If your score is below 30%, you are eligible for the 15 lakh loan under the scheme.
How is the PMT Score calculated?
The PMT Score is determined based on a poverty survey and can be checked through the Benazir Income Support Program or Education Office.
What is the income requirement for the Apni Chhat Apna Ghar loan?
To qualify, your monthly income should be between 30,000 and 50,000 rupees. Those earning over 50,000 or under 30,000 are not eligible for the loan.
How can I register for the Apni Chhat Apna Ghar Scheme?
To register, visit the Bank of Punjab’s Apni Chhat Apna Ghar Program Help Desk, provide the required information, and verify your eligibility.
What are the eligibility criteria for the loan?
You must be a resident of Punjab, own personal land, and not have any unpaid bank loans or criminal cases. Additionally, your monthly income should fall within the specified range.